Term & Conditions and Refund Policy

 

  • If you apply loan from our company it’s mean you are agree with our all terms and conditions.
  • If your Area Verification is Negative then you have to submit your insurance fees, which is adjustable in your EMI amount.
  • Your Bank account should be proper manage from last 6 month otherwise RBI can ask for some taxes from client, which he has to deposit. This amount is also refundable after 10 working days.
  • Client Cibil record should be proper manage while applying for loan.
  • You can cancel your loan request any time & Cancel request can take 24 Hours to 6 Month time period.
  • After accept your cancel request your amount refund with 8.5 rate of interest (Note: Rate of Interest is depend on RBI).
  • We cannot refund your amount in Cash, DD, CH amount only refund in your bank account through the NEFT or RTGS only.
  • When company accept your cancel request after that our customer care can’t give you any information about your loan status and your request so please contact with your Finance Executive for any query.
  • Your Finance Executive can change your loan cancellation request date but he’s also depending on insurance department.
  • If client want to change his account number in between on loan process then 5% of Loan amount will be charge as a Processing charge which is not refundable.
  • If you are applying loan request online then offline Meeting (Office Meeting) will not be allowed for any reasons. As this is complete online process.